Selecting the right insurance company is an important financial decision. One important consideration is the financial strength of the insurer. If the company cannot pay future claims or benefits, other considerations become unimportant.

Financial strength ratings represent an analysis of a wide variety of risks that could affect an insurer's long-term survival. Insurance companies can fail or cease to operate due to inadequate financial capabilities, competitive forces, or changing fundamentals in their marketplaces.

		A.M. Best This provider assigns two types of insurance rating. Both are independent opinions, based on a comprehensive quantitative and qualitative evaluation, of a company's balance sheet strength, operating performance and business profile.

Standard & Poor's Ratings Financial strength ratings of insurance companies, plus detailed financial Insurer Profiles on nearly 4,000 companies.

		Moody's Investors Service One of the world’s most respected, widely utilized sources for insurance credit ratings, research and risk analysis. In addition to our core insurance rating business, Moody's publishes market-leading credit opinions, deal research and commentary that reach more than 3,000 institutions and 22,000 subscribers around the globe.

		Weiss Rating Inc. Unlike other insurance rating agencies, Weiss accepts no compensation from the companies they rate. Nor do they give the companies the opportunity to preview the ratings or suppress their publication if they’re unfavorable, as most other rating agencies do.

		Fitch Ratings Insurance rating that fully incorporates the unique aspects of local markets by assigning lead analysts with local market knowledge and presence.

		Demotech Financial Stability Ratings® for property and casualty insurers and title underwriters as well as our Market Share reports, ranking the top 25 P&C insurers by direct written premium, by state and line of business, are available free on the website.